Category: Florida Keys Mortgage

For a while, buying your first home hasn’t just felt hard. It may have felt out of reach.Not because you weren’t ready.Not because you weren’t trying.But because every time you ran the numbers, they didn’t work.That’s why so many first-time buyers stepped back.But after years of sitting on the outside looking in, this Spring could give buyers like you an opening again – especially in some markets.Metros Where Buyers May Have an Easier Time Breaking into the Market Zillow just released a list of the top 50 metros for first-time buyers this Spring. And here’s a quick snapshot of the top 10...

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking.With today’s home prices and mortgage rates, renting can feel like the easier path. In some cases, it might even seem like the only realistic option right now. And if that’s where you are, there’s nothing wrong with that.But if you’re weighing the decision, there’s one part of the conversation that doesn’t get talked about enough.It’s what each choice does for your future.What Renting Really Gets You (And What It Doesn’t)Depending on your situation, renting does...

If you’re getting a tax refund this year, here’s something worth thinking about. That money could actually help you get closer to buying a home.It may not be something you’ve factored into your plan yet, but it can give your savings a nice boost right when you need it most. And whether your refund is a few thousand dollars or more, there are some smart ways to put that money to work as you get ready to buy.Your Refund May Be Even Bigger This YearLet’s start with the good news. People are getting even more money back in their refunds than they did last year. The visual below uses data from...

With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember.While recent events do have some impact on the housing market, they don’t take buying off the table. You just have to use a different strategy.Mortgage Rates Have Been Up Slightly – Here’s WhyAfter trending down for most of 2025, mortgage rates have been higher again for over roughly a month now. And experts say it’s a result of what’s happening overseas and in the broader economy. As Mark Fleming, Chief...