Whether you’re a new home buyer, or you’ve purchased a home before, it’s important to evaluate what type of mortgage fits your lifestyle. Our Mortgage Experts will help you consider your goals as a homeowner and provide the best financing solution. Let us help you better understand the home buying process and your options.
Our First-Time Home Buyer Programs help hopeful homeowners even if they are low- to moderate-income individuals. These programs also assist Americans in securing mortgages when they don’t have the best credit scores. Some even cater to specific professions like those in Fire Service, Law Enforcement, Educators, Health Care Workers and the Military.
Our New Construction Programs is a one-close construction loan:
Conforming mortgages are ideal for borrowers with good or excellent credit. The maximum Conforming Loan amount in 2020 is $510,400. They follow fairly conservative guidelines for:
FHA mortgages have flexible lending standards to benefit up tp $529,000:
Our renovation remodeling loans allow you to roll the costs of repairs or upgrades. Benefits include:
Because the VA guarantees a portion of your loan, you won’t need to pay mortgage insurance:
Portfolio Mortgages also known as Non-QM loans are great for our clients that do not fit into the usual mortgage options. This is great for clients that are Self-Employed, Business Owners, Real Estate Investors, etc… Our Portfolio Programs include:
Florida Keys Mortgage | Fidelity Home Group
2011 Flagler Ave, Key West, FL 33040
Hours of Operation:
Monday - Friday 8am to 7pm EST
Saturday - Sunday 10am to 6 pm EST