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 Rates subject to change without notice

 Conforming Loan amounts up to $647,200 | FHA Loan Limits are specific to each Florida County
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Florida Keys Mortgage Calculator

Florida Keys Mortgage Calculator

  • Interest rate: The interest rate is the percentage of your loan amount we charge you to borrow money.
  • Discount points: One point equals 1% of your mortgage amount. Points may lower your interest rate.
  • Origination charge: All charges, other than discount points, that all loan originators (lenders and brokers) involved receive such as fees, document preparation, and underwriting.

Florida Keys Mortgage Calculator

If you are planning on buying a home in the Florida Keys soon, one thing you may be wondering about is all of the options available to you. Florida Keys Mortgages come in all shapes and sizes, and it can be confusing when trying to find the best one for your future home. In order to get the best mortgage rate, it’s crucial that you do as much research as you can, including using a mortgage calculator.

Thankfully, we’ve made this process virtually painless with our free mortgage payment calculator tool. We want to assist you in making the best decision for your budget. Our mortgage calculator can help you accurately estimate your mortgage expenses so that you can be in charge of your payments.


Your total payment will be
Purchase Price
Down payment
Term (years)
Interest rate

Understanding Our Mortgage Calculator

When you’re calculating your home mortgage budget, it’s very important that you have a set budget and search for a mortgage that fits within your financial guidelines. While you may find a bank or financial institution that’s willing to give you a loan for your home, the amount of interest they charge can make your payment jump significantly. The importance of knowing your mortgage rate and how it will affect your overall payment is imperative.

Our mortgage calculator is here to help simplify the process of choosing the best mortgage for you. It helps you understand what factors affect your mortgage payment so that you can be confident in your choice of mortgage. It will help you understand how large of a home you can afford or how a mortgage refinance will affect your budget.

Using our calculator could not be easier. You simply need to input your information into each section of the calculator, and the Calculator does the work. It is as simple as that!

You will need to input the following information when using the mortgage calculator:

  • The Purchase Price of the house you are wanting to buy
  • The Down Payment amount or percentage you are estimating on putting down initially
  • How many years you are wanting to pay on the mortgage – the term
  • The interest rate

You can mix and match different variables based on the loan options you are considering. You can use this calculator as often as you need in order to get the most accurate idea of what your mortgage interest is going to cost. It couldn’t be easier!

Florida Keys Mortgage Calculator