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 Conforming Loan amounts up to $806,500 | FHA Loan Limits are specific to each Florida County
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Florida Keys Manufactured Home Mortgages

Florida Keys Manufactured Home Mortgages

Manufactured homes are attractive options for buyers interested in making a home affordable as well as homeowners who want a property that offers a simpler lifestyle and more efficient living arrangements. Whether you are looking to finance a single wide or double wide manufactured or modular home, Fidelity Home Group offers manufactured home loans and mobile home loans with competitive home mortgage rates, along with a team of highly experienced mortgage specialists to help you with every step of your mortgage from application to closing.

FHA has been helping people become homeowners since 1934. The Federal Housing Administration (FHA), which is part of the Department of Housing and Urban Development (HUD), insures your loan so your lender can offer more flexible loan terms. FHA loans only require a 3.5% down payment, and offer more flexible underwriting guideline. They allow the seller to contribute all or part of the closing costs. For these reasons, FHA loans are usually the best option for first time homebuyers. Additionally, all or part of the down payment can be gifted from a relative. 

FHA mortgages for manufactured / mobile homes are not that much different than FHA mortgages for traditional site-built homes. Below some of the differences are outlined.

Manufactured Home Mortgage Programs:

Florida Keys Manufactured Home Mortgages